Claims resolved in minutes — Vision AI analyses, decides, executes

The agent receives the claim with a photo, identifies the damage type and scale with 98% accuracy, correlates with the order and transport data, autonomously resolves and confirms to the customer in their language. 90% of claims closed in under 5 minutes.

Why manual visual claims handling does not scale

Xelto Vision Orchestration eliminates three main causes of claims backlogs: manually reviewing hundreds of photos a day, inconsistent validity assessment, and days of customer waiting time — replacing them with an autonomous visual analysis process integrated with ERP and the transport system.

Photo claims from every channel — email, portal, chat
Email with photo/video, customer portal, chat — the agent receives the claim, classifies the type and retrieves context from ERP: order, customer history and carrier data.
Vision AI 98% — distinguishes product damage from packaging damage
AI identifies the damage type, locates it on the product or packaging and assesses the scale. A critical distinction: product vs. packaging damage determines carrier liability — AI does this in seconds.
Autonomous decision execution — return, replacement, compensation
A valid claim does not wait for a human — AI creates the return document in ERP, initiates a replacement or credit note and sends the decision to the customer in their language. Every action recorded in the audit log with the image and confidence score.

How it works — from photo to closed claim

Three specialised AI agents work in sequence — each focused on its own responsibility, together covering the full cycle from claim intake to decision execution in ERP.

The system monitors all claims channels: email inbox with photo/video attachments, customer portal forms, website chat with file upload. AI classifies the claim type (transport claim, product damage, order discrepancy, short delivery, wrong item) and retrieves context: identifies the customer, loads the related order from ERP, checks claims history (whether the customer has raised similar claims before), retrieves carrier data and delivery status.
Vision AI analyses the image with over 98% accuracy: identifies the damage type (mechanical, flooding, deformation, crack, missing component), locates it on the product or packaging, assesses the scale, distinguishes product damage from packaging damage (critical for carrier liability). The agent verifies that the product in the photo matches what was ordered, cross-checks with transport data (whether the parcel had damage markings at delivery), and detects fraud attempts (same photo from a previous claim, edited image, inconsistency with packaging). Output: validity status + action proposal + confidence score.
For valid claims with confidence above the company policy threshold: AI autonomously creates the claims document in ERP (return document, credit note, replacement order) and sends confirmation to the customer in their language. High-value, ambiguous or red-flagged claims go to the service team with a ready AI recommendation and full visual documentation — the person does not start from scratch, they verify the proposal. Full audit log of every decision with preserved images for compliance and potential carrier disputes.
AI resolves autonomously claims that satisfy three conditions simultaneously: clear damage type with confidence above 95%, amount below the autonomous decision threshold (configurable per product category) and no red flags in the customer history. Everything outside this goes to the service team with a ready recommendation — visual analysis, action proposal, customer context and suggested response. Every autonomous AI decision is in the audit log with preserved image, model ID and confidence score. The customer can raise an appeal at any time — the case then goes to a human with full context. AI proposes. Human decides. ERP remains your system of truth.

Your team stops reviewing photos —
and handles only what requires human judgement

Book a consultation with a Xelto AI expert. We'll show you how Vision Orchestration works on your claims — from the customer's photo to an automatically closed ERP document with the decision sent in minutes.